Your Journey Home Starts Here.

From your first home to your forever home, Maple City Savings Bank is here to provide local guidance, fast decisions, and personalized mortgage solutions every step of the way.

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Our Mortgage Products

Construction site with a wooden house under construction, showing the roof framing and walls, surrounded by trees and construction materials.

Construction

One-time close construction, no extra costs, or fees, manage your own project

    • Buy or refinance your dream home

    • Competitive, fixed rates

    • Flexible terms for affordable payments

    • Available from 10-30 years

    • Low closing costs

    • Convenient payments through AutoPay

    • No pre-payment penalty

    • Personalized service from open to close

Living room with gray sofa, wooden coffee table, and artwork on wall, adjacent to kitchen with dining table and hanging pendant lights.

FHA, USDA, VA

Qualified individuals to help choose your options and make the process as smooth and efficient as possible

A two-story house with gray shingles, white railing porch, and black shutters, situated on a lush green lawn with trees and shrubs.

Conventional

A loan that fits all your needs! Many down payment and term options with low closing cost

    • Take out a loan to build your dream house

    • After construction, turn loan into a mortgage

    • Flexible terms from 10-30 years

    • Pay interest only during construction

    • No "extra costs"

    • No conversion fees

    • No inspection fees after closing

A model house sits on top of scattered dollar bills outside during daytime.

Home Equity

Up to 90% of the value of your home, no closing costs (for primary residence), flexible terms

    • Turn your home equity into collateral for a loan

    • Borrow up to 90%of the equity in your primary residence

    • Borrow up to 75% of the equity in your non-primary residence(s)

    • Choose from flexible terms from 5-15 years

    • No closing costs

    • Possible eligibility for tax deductions
      *Consult your tax advisor

Local Guidance You Can Trust.

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Mortgage products are offered subject to credit approval. Rates, Annual Percentage Rates (APR), fees, terms, and program availability are subject to change without notice. Construction, conventional, FHA, USDA, VA, and home equity financing programs are subject to qualification requirements and underwriting approval. Loan-to-value limitations, occupancy requirements, and other restrictions may apply. Home Equity Loans are secured by your home and may place your property at risk if repayment obligations are not met. Consult your tax advisor regarding potential tax benefits. Contact Maple City Savings Bank for current rates, disclosures, and complete program details.